Skip to main content

India's public sector banks with huge non-performing assets also saw high rejection of RTI pleas: Study

Counterview Desk
An analysis of right to information (RTI) data in the Annual Report of the Central Information Commission (CIC) has found that the proportion of rejection of RTI applications was quite high in public sector banks that had reported large volumes of net non-performing assets (NPAs) in 2014-15.
Carried out by Venkatesh Nayak of the Commonwealth Human Rights Initiative (CHRI), the analysis says, “Indian Overseas Bank, Bank of Baroda and Canara Bank, which had reported net NPAs ranging more than Rs 8,000 crore, rejected between a third to almost one half of the RTI applications in 2014-15, indicating a very high proportion of rejection of RTI applications.”
The analysis also found that “State Bank of India with the largest volume of net NPAs amongst the 24 public sector rejected 20% of the RTI applications during this period”, adding, however, “State Bank of Mysore and Vijaya Bank are exceptions to this trend as their rejections were very high – between 26-39% despite the volume of their net NPAs being less than Rs 2,000 crore.”
The analysis acquired significance because it comes against the backdrop of the recommendations of the PJ Nayak Committee report (May 2014), which said that public sector banks under The Right to Information Act, 2005 (RTI Act) was hampering their ability to compete with their rivals in the private sector.
“No data was produced in support of this finding”, Nayak said, adding, “Ever since, we at CHRI have examined this claim year after year in the light of the Annual Reports released by the CIC, which contain RTI application statistics submitted by these PSU Banks under Section 25 of the RTI Act.”
Now uploaded on the CIC website, Nayak said, a rapid analysis of the RTI statistics of 24 public sector banks that they received a total of 79,148 RTI applications in 2014-15 (including the backlog from 2013-14). “This amounts to 56.4% of the total volume of RTI applications received by the Ministry of Finance in 2014-15 (140,324 RTI applications).”
“The State Bank of India being the largest banking network across the country received the most number of RTI applications - 24,783, i.e. more than 31.3% of the total number of RTI applications received by the 24 public sector banks. Bank of India with 9,080 RTI applications is in second place, followed by Punjab National Bank at third place with 7,779 RTI applications dealt with in 2014-15”, Nayak said.
“In 2014-15, 10 of the 24 public sector banks witnessed a significant decline in the number of RTI applications dealt with. In 2013-14 when data from 20 PS Banks was analysed, only six Banks witnessed a declining trend in the number of RTI applications dealt with when compared with the previous reporting year of 2012-13”, Nayak said.
He added, “This appears to be in tune with the overall trend of decline in the number of RTI applications dealt with by public authorities under the Central Government in 2014-15.”
Coming to the rejection, the analysis said, “Public sector rejected between one fifth and more than one half of the RTI applications during this period”, adding, “Andhra Bank reported rejecting every second RTI application during 2014-15. It had rejected 55.1%, i.e., more than half of the RTI applications dealt with during this period.”
It further said, “Canara Bank takes second place with a rejection of 49.1% (almost half) of the RTI applications dealt with in 2014-15. Corporation Bank takes the third place with a rejection of 45.8%. These 3 Banks rejected 4 or 5 of every 10 RTI applications they received during 2014-15.”

Comments

Narendra Sharma said…
The banks reliably endeavor to diminish their NPA or Non Performing Assets past what numerous would consider conceivable and endeavor to keep the rate as low as could sensibly be normal. for more information visit my site :- DRT

TRENDING

US-China truce temporary, larger trade war between two economies to continue

By Prabir Purkayastha   The Trump-Xi meeting in Busan, South Korea on 30 October 2025 may have brought about a temporary relief in the US-China trade war. But unless we see the fine print of the agreement, it is difficult to assess whether this is a temporary truce or the beginning of a real rapprochement between the two nations. The jury is still out on that one and we will wait for a better understanding of what has really been achieved in Busan.

Mergers and privatisation: The Finance Minister’s misguided banking agenda

By Thomas Franco   The Finance Minister has once again revived talk of merging two or three large public sector banks to make them globally competitive. Reports also suggest that the government is considering appointing Managing Directors in public sector banks from the private sector. Both moves would strike at the heart of India’s public banking system . Privatisation undermines the constitutional vision of social and economic justice, and such steps could lead to irreversible damage.

When growth shrinks people: Capitalism and the biological decline of the U.S. population

By Bhabani Shankar Nayak*  Critically acclaimed Hungarian-American economic historian and distinguished scholar of economic anthropometric history, Prof. John Komlos (Professor Emeritus, University of Munich), who pioneered the study of the history of human height and weight, has published an article titled “The Decline in the Physical Stature of the U.S. Population Parallels the Diminution in the Rate of Increase in Life Expectancy” on October 31, 2025, in the forthcoming issue of Social Science & Medicine (SSM) – Population Health, Volume 32, December 2025. The findings of the article present a damning critique of the barbaric nature of capitalism and its detrimental impact on human health, highlighting that the average height of Americans began to decline during the era of free-market capitalism. The study draws on an analysis of 17 surveys from the National Health and Nutrition Examination Survey (NHANES), conducted by the U.S. Centers for Disease Control and Prevention (...

Political misfires in Bihar: Reasons behind the Opposition's self-inflicted defeat

By Vidya Bhushan Rawat*  The Bihar Vidhansabha Election 2025 verdict is out. I maintained deliberate silence about the growing tribe of “social media” experts and their opinions. Lately, these do not fascinate me. Anyone forming an opinion solely on the basis of these “experts” lives in a fool’s paradise. I do not watch them, nor do I follow them on Twitter. I stayed away partly because I was not certain of a MahaGathbandhan victory, even though I wanted it. But my personal preference is not the issue here. The parties disappointed.

Shrinking settlements, fading schools: The Tibetan exile crisis in India

By Tseten Lhundup*  Since the 14th Dalai Lama fled to India in 1959, the Tibetan exile community in Dharamsala has established the Central Tibetan Administration (CTA) as the guardian of Tibetan culture and identity. Once admired for its democratic governance , educational system , and religious vitality , the exile community now faces an alarming demographic and institutional decline. 

Buddhist shrines were 'massively destroyed' by Brahmanical rulers: Historian DN Jha

Nalanda mahavihara By Rajiv Shah  Prominent historian DN Jha, an expert in India's ancient and medieval past, in his new book , "Against the Grain: Notes on Identity, Intolerance and History", in a sharp critique of "Hindutva ideologues", who look at the ancient period of Indian history as "a golden age marked by social harmony, devoid of any religious violence", has said, "Demolition and desecration of rival religious establishments, and the appropriation of their idols, was not uncommon in India before the advent of Islam".

Sardar Patel was on Nathuram Godse's hit list: Noted Marathi writer Sadanand More

Sadanand More (right) By  A  Representative In a surprise revelation, well-known Gujarati journalist Hari Desai has claimed that Nathuram Godse did not just kill Mahatma Gandhi, but also intended to kill Sardar Vallabhbhai Patel. Citing a voluminous book authored by Sadanand More, “Lokmanya to Mahatma”, Volume II, translated from Marathi into English last year, Desai says, nowadays, there is a lot of talk about conspiracy to kill Gandhi, Netaji Subhas Chandra Bose, and Shyama Prasad Mukherjee, but little is known about how the Sardar was also targeted.

N-power plant at Mithi Virdi: CRZ nod is arbitrary, without jurisdiction

By Krishnakant* A case-appeal has been filed against the order of the Ministry of Environment, Forest and Climate Change (MoEF&CC) and others granting CRZ clearance for establishment of intake and outfall facility for proposed 6000 MWe Nuclear Power Plant at Mithi Virdi, District Bhavnagar, Gujarat by Nuclear Power Corporation of India Limited (NPCIL) vide order in F 11-23 /2014-IA- III dated March 3, 2015. The case-appeal in the National Green Tribunal at Western Bench at Pune is filed by Shaktisinh Gohil, Sarpanch of Jasapara; Hajabhai Dihora of Mithi Virdi; Jagrutiben Gohil of Jasapara; Krishnakant and Rohit Prajapati activist of the Paryavaran Suraksha Samiti. The National Green Tribunal (NGT) has issued a notice to the MoEF&CC, Gujarat Pollution Control Board, Gujarat Coastal Zone Management Authority, Atomic Energy Regulatory Board and Nuclear Power Corporation of India Limited (NPCIL) and case is kept for hearing on August 20, 2015. Appeal No. 23 of 2015 (WZ) is filed, a...

New RTI draft rules inspired by citizen-unfriendly, overtly bureaucratic approach

By Venkatesh Nayak* The Department of Personnel and Training , Government of India has invited comments on a new set of Draft Rules (available in English only) to implement The Right to Information Act, 2005 . The RTI Rules were last amended in 2012 after a long period of consultation with various stakeholders. The Government’s move to put the draft RTI Rules out for people’s comments and suggestions for change is a welcome continuation of the tradition of public consultation. Positive aspects of the Draft RTI Rules While 60-65% of the Draft RTI Rules repeat the content of the 2012 RTI Rules, some new aspects deserve appreciation as they clarify the manner of implementation of key provisions of the RTI Act. These are: Provisions for dealing with non-compliance of the orders and directives of the Central Information Commission (CIC) by public authorities- this was missing in the 2012 RTI Rules. Non-compliance is increasingly becoming a major problem- two of my non-compliance cases are...