Skip to main content

India's public sector banks with huge non-performing assets also saw high rejection of RTI pleas: Study

Counterview Desk
An analysis of right to information (RTI) data in the Annual Report of the Central Information Commission (CIC) has found that the proportion of rejection of RTI applications was quite high in public sector banks that had reported large volumes of net non-performing assets (NPAs) in 2014-15.
Carried out by Venkatesh Nayak of the Commonwealth Human Rights Initiative (CHRI), the analysis says, “Indian Overseas Bank, Bank of Baroda and Canara Bank, which had reported net NPAs ranging more than Rs 8,000 crore, rejected between a third to almost one half of the RTI applications in 2014-15, indicating a very high proportion of rejection of RTI applications.”
The analysis also found that “State Bank of India with the largest volume of net NPAs amongst the 24 public sector rejected 20% of the RTI applications during this period”, adding, however, “State Bank of Mysore and Vijaya Bank are exceptions to this trend as their rejections were very high – between 26-39% despite the volume of their net NPAs being less than Rs 2,000 crore.”
The analysis acquired significance because it comes against the backdrop of the recommendations of the PJ Nayak Committee report (May 2014), which said that public sector banks under The Right to Information Act, 2005 (RTI Act) was hampering their ability to compete with their rivals in the private sector.
“No data was produced in support of this finding”, Nayak said, adding, “Ever since, we at CHRI have examined this claim year after year in the light of the Annual Reports released by the CIC, which contain RTI application statistics submitted by these PSU Banks under Section 25 of the RTI Act.”
Now uploaded on the CIC website, Nayak said, a rapid analysis of the RTI statistics of 24 public sector banks that they received a total of 79,148 RTI applications in 2014-15 (including the backlog from 2013-14). “This amounts to 56.4% of the total volume of RTI applications received by the Ministry of Finance in 2014-15 (140,324 RTI applications).”
“The State Bank of India being the largest banking network across the country received the most number of RTI applications - 24,783, i.e. more than 31.3% of the total number of RTI applications received by the 24 public sector banks. Bank of India with 9,080 RTI applications is in second place, followed by Punjab National Bank at third place with 7,779 RTI applications dealt with in 2014-15”, Nayak said.
“In 2014-15, 10 of the 24 public sector banks witnessed a significant decline in the number of RTI applications dealt with. In 2013-14 when data from 20 PS Banks was analysed, only six Banks witnessed a declining trend in the number of RTI applications dealt with when compared with the previous reporting year of 2012-13”, Nayak said.
He added, “This appears to be in tune with the overall trend of decline in the number of RTI applications dealt with by public authorities under the Central Government in 2014-15.”
Coming to the rejection, the analysis said, “Public sector rejected between one fifth and more than one half of the RTI applications during this period”, adding, “Andhra Bank reported rejecting every second RTI application during 2014-15. It had rejected 55.1%, i.e., more than half of the RTI applications dealt with during this period.”
It further said, “Canara Bank takes second place with a rejection of 49.1% (almost half) of the RTI applications dealt with in 2014-15. Corporation Bank takes the third place with a rejection of 45.8%. These 3 Banks rejected 4 or 5 of every 10 RTI applications they received during 2014-15.”

Comments

Narendra Sharma said…
The banks reliably endeavor to diminish their NPA or Non Performing Assets past what numerous would consider conceivable and endeavor to keep the rate as low as could sensibly be normal. for more information visit my site :- DRT

TRENDING

From Kerala to Bangladesh: Lynching highlights deep social faultlines

By A Representative   The recent incidents of mob lynching—one in Bangladesh involving a Hindu citizen and another in Kerala where a man was killed after being mistaken for a “Bangladeshi”—have sparked outrage and calls for accountability.  

What Sister Nivedita understood about India that we have forgotten

By Harasankar Adhikari   In the idea of a “Vikshit Bharat,” many real problems—hunger, poverty, ill health, unemployment, and joblessness—are increasingly overshadowed by the religious contest between Hindu and Muslim fundamentalisms. This contest is often sponsored and patronised by political parties across the spectrum, whether openly Hindutva-oriented, Islamist, partisan, or self-proclaimed secular.

Aravalli at the crossroads: Environment, democracy, and the crisis of justice

By  Rajendra Singh*  The functioning of the Ministry of Environment, Forests and Climate Change has undergone a troubling shift. Once mandated to safeguard forests and ecosystems, the Ministry now appears increasingly aligned with industrial interests. Its recent affidavit before the Supreme Court makes this drift unmistakably clear. An institution ostensibly created to protect the environment now seems to have strayed from that very purpose.

Safety, pay and job security drive Urban Company gig workers’ protest in Gurugram

By A Representative   Gig and platform service workers associated with Urban Company have stepped up their protest against what they describe as exploitative and unsafe working conditions, submitting a detailed Memorandum of Demands at the company’s Udyog Vihar office in Gurugram. The action is being seen as part of a wider and growing wave of dissatisfaction among gig workers across India, many of whom have resorted to demonstrations, app log-outs and strikes in recent months to press for fair pay, job security and basic labour protections.

India’s universities lag global standards, pushing students overseas: NITI Aayog study

By Rajiv Shah   A new Government of India study, Internationalisation of Higher Education in India: Prospects, Potential, and Policy Recommendations , prepared by NITI Aayog , regrets that India’s lag in this sector is the direct result of “several systemic challenges such as inadequate infrastructure to provide quality education and deliver world-class research, weak industry–academia collaboration, and outdated curricula.”

The rise of the civilizational state: Prof. Pratap Bhanu Mehta warns of new authoritarianism

By A Representative   Noted political theorist and public intellectual Professor Pratap Bhanu Mehta delivered a poignant reflection on the changing nature of the Indian state today, warning that the rise of a "civilizational state" poses a significant threat to the foundations of modern democracy and individual freedom. Delivering the Achyut Yagnik Memorial Lecture titled "The Idea of Civilization: Poison or Cure?" at the Ahmedabad Management Association, Mehta argued that India is currently witnessing a self-conscious political project that seeks to redefine the state not as a product of a modern constitution, but as an instrument of an ancient, authentic civilization.

Gig workers’ strike halts platforms, union submits demands to Labour Ministry

By A Representative   India’s gig economy witnessed an partial disruption on December 31, 2025, as a large number of delivery workers, app-based service providers, and freelancers across the country participated in a nationwide strike called by the Gig & Platform Service Workers Union (GIPSWU). The strike, which followed days of coordinated protests, shut down major platforms including Zomato , Swiggy , Blinkit , Zepto , Flipkart , and BigBasket in several areas.

Why experts say replacing MGNREGA could undo two decades of rural empowerment

By A Representative   A group of scientists, academics, civil society organisations and field practitioners from India and abroad has issued an open letter urging the Union government to reconsider the repeal of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and to withdraw the newly enacted Viksit Bharat–Guarantee for Rozgar and Ajeevika Mission (Gramin) Act, 2025. The letter, dated December 27, 2025, comes days after the VB–G RAM G Bill was introduced in the Lok Sabha on December 16 and subsequently approved by both Houses of Parliament, formally replacing the two-decade-old employment guarantee law.

Bangladesh in turmoil: Rising insecurity, sectarian forces gain ground

By Bharat Dogra   Many who initially welcomed the ouster of Prime Minister Sheikh Hasina are now reconsidering their stance. The reasons are stark. Law and order has deteriorated sharply, leaving large sections of the population—particularly political opponents—deeply vulnerable. Minorities report growing insecurity, with disturbing incidents of targeted violence. Inter-faith harmony is under unprecedented strain, while prospects for fair elections are fading as major political parties, including those with strong minority support, face exclusion and obstruction.