Skip to main content

Scheduled castes got a "raw deal" under Govt of India credit schemes: Economists

By Our Representative
In a detailed presentation before a seminar in Delhi in front of civil rights and Left-wing politicians, two senior economists with the Transdisciplinary Research Cluster on Sustainability Studies (TRCSS), Jawaharlal Nehru University, Dinesh Abrol and Rollins John have said that the Government of India’s (GoI’s) credit schemes meant for the country’s marginalized communities, as also minorities and women, have failed to take off.
Called “Development for All? Assessing the Pattern of Financing under Modi Government”, and presentation at the Constitution Club in Delhi on March 15, said, quoting the Parliamentary Standing Committee on Social Justice and Empowerment, that schemes like Shilpi Samridhi Yojana (SSY), MahilaKishan Yojana (MKY), Nari Arthik Sashaktikaran Yojana (NASY), Green Business Scheme and Vocational Education and Training Loan Scheme (VETLS), meant especially for socio-economic development of Double the Poverty Line (DPL) Scheduled Castes (SCs), have “failed to receive” the necessary support from GoI.
According to the Ministry of Social Justice and Empowerment, GoI, persons whose family income is below Rs 20,000 per annum in rural areas and Rs 27,500 per annum in urban areas are considered to be below poverty line (BPL), and those whose family income is below Rs 40,000 per annum in rural areas and Rs.55,000 per annum in urban areas respectively are considered to DPL.
Analyzing the performance of the National Scheduled Castes Finance and Development Corporation (NSFDC), the presentation said, “The committee noted with complete dismay the extremely poor performance of all of these schemes. Even the quantum of assistance provided by the corporation in the range from up to Rs 1.50 lakh to Rs 30 lakh is not being disbursed.”
Thus, there were “no beneficiaries” at all under NASY, while under VETLS also, except for 21 beneficiaries in 2016-17, there were no beneficiaries for the last five years. “The same is the case with Green Business Scheme with 40 and 20 beneficiaries in 2016-17 and 2017-18 having 1265 beneficiaries in total four years”, Abrol and John say, adding, “Even under Shilpi Samridhi Yojana there are mere 324 beneficiaries in the last five years.”
As for the Mahila Kisan Yojana, which is exclusively meant for SC women beneficiaries under DPL for income generating ventures in agriculture and/or mixed farming related economic activities, they say, there were “only 915 beneficiaries” in the last five years, say Abrol and John, wondering, why at all was the scheme introduced in, even though “very few women, that too under DPL category, have land ownership rights.”
Quoting from the report of the Standing Committee on Social Justice and Empowerment, Abrol and John say, three micro-credit schemes, Micro-Credit Finance (MCF), Mahila Samridhi Yojana (MSY) and Ajeevika Micro-finance Yojana (AMY) “are underfinanced by NSFDC for income generating activities for SCs living below Double the Poverty Line. For instance, in the year 2016-17 Rs 29.16 crore was disbursed by NSFDC to State Channelising Agencies (SCAs) and the number of beneficiaries was 7,267.
Further pointing out that SCAs utilised only 5.39 per cent of the allocated funds in the Scheme in 2017-18, the economists say, “SCAs of NSFDC utilized only 50.70, 43.10 and 59.96 per cent of the allocated amount during the year 2015-16, 2016-17 and 2017-18, respectively under Mahila Samridhi Yojana.”
In fact, economists say, there were no beneficiaries under this scheme in 2016-17 and only 394 beneficiaries in 2017-18. Further, total number of beneficiaries since introduction of this scheme was only 486 till the end of last financial year i.e. 2017-18, which is nothing keeping in mind the population of the target group. And after September, 2017 there was no progress in the number of beneficiaries which remained the same, i.e. 394, till March, 2018.

Comments

TRENDING

Arrest of Fr Stan Swamy: UN makes public letter seeking explanation from Govt of India

Counterview Desk In a letter to the Government of India (GoI), three senior United Nations (UN) officials – Elina Steinerte, vice-chair of the Working Group on Arbitrary Detention; Mary Lawlor, special rapporteur on the situation of human rights defenders; and Fernand de Varennes, special rapporteur on minority issues – have said that the arrest of veteran activist Father Stan Swamy in October 2020 marks “the escalation of harassment the human rights defender has been subjected to since 2018.”

Swami Vivekananda's views on caste and sexuality were 'painfully' regressive

By Bhaskar Sur* Swami Vivekananda now belongs more to the modern Hindu mythology than reality. It makes a daunting job to discover the real human being who knew unemployment, humiliation of losing a teaching job for 'incompetence', longed in vain for the bliss of a happy conjugal life only to suffer the consequent frustration.

Farm laws 'precursor' to free trade deal envisaged by US corporates to allow GMO

By Rajiv Shah Did the Government of India come up with the three farm laws, first rushed by promulgating ordinances in June 2020, to not just open the country’s agricultural sector to the corporate sector but also as a precursor to comply with the requirements of the United States for a Free Trade Agreement (FTA), as envisaged by the outgoing US president Donald Trump?

Modi govt 'implementing' IMF-envisaged corporate takeover of Indian agriculture

By Bhabani Shankar Nayak* The surge of wealth of Indian billionaires and the Modi-led BJP government’s onslaught on poor, marginalised and farmers continue to grow simultaneously as masses face annihilating pandemic of coronavirus. There is 90 % rise of Indian billionaire’s wealth over last one decade. It is not accidental.

A new fad in India, coding-for-toddlers culture needs to be 'nipped' in the bud

By Aditya Pandey* We are all aware of the dire consequences of subjecting young kids to intense academic pressure from an early age. In India, we have coaching institutes like FIITJEE and Resonance offering programmes for 6th standard kids to prepare them for “NTSE, IJSO, PRMO and other Olympiads”. The duration of these programmes is around 175 hours – hours that could've been spent playing games and making friends instead.

Differing from Ambedkar, Kancha Ilaiah holds a 'different' theory of caste system

By Banavath Aravind* I was introduced to Kancha Ilaiah’s work when I was about 20 years old. He was then in the midst of a controversy for a chapter in his book "Post-Hindu India: A Discourse in Dalit-Bahujan, Socio-Spiritual and Scientific Revolution", which termed the Baniya community as social smugglers. During many of his debates, I had come to notice his undeterred fighting spirit in trying to bring up certain fundamental social issues that were hitherto undiscussed. I eventually came across some of his works and started reading them silently. I’m deliberately stressing upon the word ‘silently’ here, as this was the kind of silence particularly associated with sensitive social issues like caste, religion, etc. But, as I write this essay, I feel silences on sensitive issues should be broken. Ilaiah opened up an entirely new debate that had the vigour and strength to counter the systemic Brahmanism. His methods of research were also novel in terms of going back to the roo

New trend? Riots 'expanded' to new rural areas post-2002 Gujarat carnage: Report

A VHP poster declaring a Gujarat village part of Hindu Rashtra  By Rajiv Shah  Buniyaad, a Gujarat-based civil society organization, engaged in monitoring of communal violence in the state, in a new report, “Peaceful Gujarat: An Illusion or Truth?” has said that a “new trend” has come about in communal violence in the state, where the parts of Gujarat which didn't see communal riots in 2002 are experiencing “regular bouts” of communal violence.

Savarkar 'criminally betrayed' Netaji and his INA by siding with the British rulers

By Shamsul Islam* RSS-BJP rulers of India have been trying to show off as great fans of Netaji. But Indians must know what role ideological parents of today's RSS/BJP played against Netaji and Indian National Army (INA). The Hindu Mahasabha and RSS which always had prominent lawyers on their rolls made no attempt to defend the INA accused at Red Fort trials.

More than 5,200 Gujarat schools to be closed down, merged, says govt document

RTE Forum, Gujarat, releasing fact-sheet on education By Our Representative A Gujarat government document has revealed that it is planning to close down 5,223 schools in the name of school merger. The document, dated July 20, 201 was released by the Right to Education (RTE) Forum, Gujarat. It shows that the worst-affected districts because of this merger are those which are populated by marginalized communities – especially tribals, Dalits and minorities, said RTE Forum’s Gujarat convener Mujahid Nafees.

Consumption pattern, not economic shock behind 'poor' child health indicators

By Neeraj Kumar, Arup Mitra* The findings of the latest round of National Family Health Survey (NFHS-5) conducted in 2019-20 covering 22 States/UTs under Phase-I  present a somewhat disappointing picture of children’s health in India. Majority of the experts, based on prima facie evidence, just highlighted the deteriorating sign of child health in terms of increase in proportion of stunted and underweight children in most of the phase-I states/UTs over last two rounds of NFHS (2015-16 to 2019-20).