Skip to main content

Scheduled castes got a "raw deal" under Govt of India credit schemes: Economists

By Our Representative
In a detailed presentation before a seminar in Delhi in front of civil rights and Left-wing politicians, two senior economists with the Transdisciplinary Research Cluster on Sustainability Studies (TRCSS), Jawaharlal Nehru University, Dinesh Abrol and Rollins John have said that the Government of India’s (GoI’s) credit schemes meant for the country’s marginalized communities, as also minorities and women, have failed to take off.
Called “Development for All? Assessing the Pattern of Financing under Modi Government”, and presentation at the Constitution Club in Delhi on March 15, said, quoting the Parliamentary Standing Committee on Social Justice and Empowerment, that schemes like Shilpi Samridhi Yojana (SSY), MahilaKishan Yojana (MKY), Nari Arthik Sashaktikaran Yojana (NASY), Green Business Scheme and Vocational Education and Training Loan Scheme (VETLS), meant especially for socio-economic development of Double the Poverty Line (DPL) Scheduled Castes (SCs), have “failed to receive” the necessary support from GoI.
According to the Ministry of Social Justice and Empowerment, GoI, persons whose family income is below Rs 20,000 per annum in rural areas and Rs 27,500 per annum in urban areas are considered to be below poverty line (BPL), and those whose family income is below Rs 40,000 per annum in rural areas and Rs.55,000 per annum in urban areas respectively are considered to DPL.
Analyzing the performance of the National Scheduled Castes Finance and Development Corporation (NSFDC), the presentation said, “The committee noted with complete dismay the extremely poor performance of all of these schemes. Even the quantum of assistance provided by the corporation in the range from up to Rs 1.50 lakh to Rs 30 lakh is not being disbursed.”
Thus, there were “no beneficiaries” at all under NASY, while under VETLS also, except for 21 beneficiaries in 2016-17, there were no beneficiaries for the last five years. “The same is the case with Green Business Scheme with 40 and 20 beneficiaries in 2016-17 and 2017-18 having 1265 beneficiaries in total four years”, Abrol and John say, adding, “Even under Shilpi Samridhi Yojana there are mere 324 beneficiaries in the last five years.”
As for the Mahila Kisan Yojana, which is exclusively meant for SC women beneficiaries under DPL for income generating ventures in agriculture and/or mixed farming related economic activities, they say, there were “only 915 beneficiaries” in the last five years, say Abrol and John, wondering, why at all was the scheme introduced in, even though “very few women, that too under DPL category, have land ownership rights.”
Quoting from the report of the Standing Committee on Social Justice and Empowerment, Abrol and John say, three micro-credit schemes, Micro-Credit Finance (MCF), Mahila Samridhi Yojana (MSY) and Ajeevika Micro-finance Yojana (AMY) “are underfinanced by NSFDC for income generating activities for SCs living below Double the Poverty Line. For instance, in the year 2016-17 Rs 29.16 crore was disbursed by NSFDC to State Channelising Agencies (SCAs) and the number of beneficiaries was 7,267.
Further pointing out that SCAs utilised only 5.39 per cent of the allocated funds in the Scheme in 2017-18, the economists say, “SCAs of NSFDC utilized only 50.70, 43.10 and 59.96 per cent of the allocated amount during the year 2015-16, 2016-17 and 2017-18, respectively under Mahila Samridhi Yojana.”
In fact, economists say, there were no beneficiaries under this scheme in 2016-17 and only 394 beneficiaries in 2017-18. Further, total number of beneficiaries since introduction of this scheme was only 486 till the end of last financial year i.e. 2017-18, which is nothing keeping in mind the population of the target group. And after September, 2017 there was no progress in the number of beneficiaries which remained the same, i.e. 394, till March, 2018.

Comments

TRENDING

Communal rhetoric? Hindutva preached by RSS-BJP is 'monolithic', not Hinduism

By Prem Verma*  I am a devout Hindu but not a believer of RSS Hindutva form of Hinduism which brings about hatred of other religions. My Hindu religion has not taught me to look down on other religions and neither has it instilled in me to go about converting others to my religion because my religion is superior.

India sees 62 journo deaths, 4th highest, amidst pandemic: Swiss media rights body

By Our Representative The Switzerland-based media rights body Press Emblem Campaign (PEC) has noted that India is the fourth most affected country as far as mediapersons’ death on account of Covid-19 is concerned. According to Blaise Lempen, secretary-general of PEC, the global tally of casualties among media persons in the Covid-19 pandemic has reached 1,036 journalists in 73 countries till date.

Gross 'injustice' to children: Rs 5000 cr cut in education budget; 15 lakh schools shut down

Counterview Desk  More than 100 dignitaries, including educationists, academia, social activists, teachers’ union, civil society organisations (CSOs), various networks and people working on child rights, in a letter to Union Finance Minister Nirmala Sitharaman have sought reversal of reduction in allocation for education in the Union Budget 2021-22, even as demanding substantial increase in it.

Buddhist shrines massively destroyed by Brahmanical rulers in "pre-Islamic" era: Historian DN Jha's survey

Nalanda mahavihara By Our Representative Prominent historian DN Jha, an expert in India's ancient and medieval past, in his new book , "Against the Grain: Notes on Identity, Intolerance and History", in a sharp critique of "Hindutva ideologues", who look at the ancient period of Indian history as "a golden age marked by social harmony, devoid of any religious violence", has said, "Demolition and desecration of rival religious establishments, and the appropriation of their idols, was not uncommon in India before the advent of Islam".

Swami Vivekananda's views on caste and sexuality were 'painfully' regressive

By Bhaskar Sur* Swami Vivekananda now belongs more to the modern Hindu mythology than reality. It makes a daunting job to discover the real human being who knew unemployment, humiliation of losing a teaching job for 'incompetence', longed in vain for the bliss of a happy conjugal life only to suffer the consequent frustration.

RSS love for 'killer' Myanmar junta behind Indian military presence at Tatmadaw Day?

By Shamsul Islam*  If a shameful act means an action which is criminal and nauseating, it would be an understatement to describe the attitude of the present RSS-BJP rulers of India towards the demolition of democracy and large-scale killing of the people of Myanmar by the military ( tatmadaw ) junta which took power through a coup on February 1, 2021 after renegading the election results in which the party of Aung San Suu Kyi, National League for Democracy, was a clear winner.

Chhattisgarh’s Apra riverfront imitates Sabarmati: 'Devaluing' water, environment

Sabarmati riverfront By Mansee Bal Bhargava*  This year’s #WorldWaterDay (March 22) focus was on ‘Valuing Water’. My school friend, Pragati Tiwari from Bilaspur, Chhattisgarh, called that day knowing my interest in water matters. We were remembering our childhood days as how we used to play on the banks and the bed of the Arpa Nadi (River) during the summer holidays and as how the river would swell like Anaconda to flow happily during the monsoon.

Bihar massacre on Holi day: Brahminical, casteist mindset behind 'uneasy' silence

Bihar chief minister Nitish Kumar By Vidya Bhushan Rawat*  Several people were killed in Bihar amidst Holi festivities, but not much response has come in from the media. The silence of the government and the society as a whole is also appalling. We seek to romanticise these festivals, yet we forget that every year they take so many lives. This despite the fact that Holi appears to be the best time for 'avenging things'.

India's draft migrants policy: Whither concern on job restrictions imposed by states?

By Anil Kumar*  India’s Niti Aayog has prepared a Draft Migration Policy. The draft policy acknowledges migration as an integral part of development, and it calls for positive government interventions that facilitate internal migration. With a rights-based solution to migration, the draft states that the policy should “enhance the agency and capability of the community and thereby remove aspects that come in the way of an individual’s own natural ability to thrive”.

Recalling Jallianwala martyrs' communal amity as BJP 'warns' of Sitalkuchi everywhere

By Shamsul Islam*  The RSS-BJP rulers declare India to be a battle-ground between Hinduism and Islam. Muslims have been declared as ‘internal threat’ by RSS ideologue MS Golwalkar (“Bunch of Thought”, Chapter xvi). Behaviour of many of their leading cadres, including those who hold high constitutional posts, is such that they seem to be conspiring over-time to ignite a civil war between the two communities. They are under the impression that this would help divert attention from failures of the Hindutva rulers on developmental front.