Skip to main content

UN report: Modi's affordable housing scheme financially inaccessible for poor

By Rajiv Shah 
A United Nations report has taken strong exception to lack of a “national legislation” which recognizes housing as a human right in India, adding, in India there exist “sizeable gaps in infrastructure and essential services required for the enjoyment of the right to adequate housing”, with state-run housing schemes lacking perspective.
Prepared for the 34th session of the Human Rights Council, which began on February 27 and ends on March 24, the “Report of the Special Rapporteur on adequate housing” especially takes exception to the Pradhan Mantri Awas Yojana for failing to take note of “the affordability" factor, especially for those living in informal settlements.
It says, the credit-based subsidies scheme, which provide lower interest rates than the market rate (6.5 per cent as opposed to 10 per cent average at market level), is proving to be “financially inaccessible.”
.“That would result in residents having to stay in transition camps longer than originally expected. The conditions in the camps are not much better than in informal settlements, as they are meant to be temporary at best”, the report underlines.
In fact, say the report, some of the units that are being offered are “not more than 30 square metres, regardless of family size”, adding, even some developers agreed that “the units are far too small for families with five to eight members, the average size of many informal settlers’ households.”
“Overcrowding, it is feared, will quickly lead to deterioration in the rehabilitation sites”, the report says, adding, “The scheme is open only to those who can prove they have resided in the listed informal settlement since before the cut-off date, essentially disqualifying new arrivals.”
“Moreover, even for those who have resided there for some time, the requirements for proof of residency can be difficult to meet, given the barriers to acquiring adequate and necessary documentation, such as voter identification card, identity cards or ration cards for social benefits to support residency claims”, says the report.
The report estimates that there are 13.75 million households (between 60 and 70 million people) in urban areas who are “compelled to live in extremely inadequate housing conditions in informal settlements.”
Quoting 2015 figures, thanks to these informal settlements, the report says, 44 per cent of the urban areas do not have piped water, 37 per cent of them do not have proper sanitation facilities, and 10 per cent depend on open defecation.
“Informal settlements are referred to as ‘slums’ in official discourse”, the report says, expressing surprise that “many government officials and members of the judiciary consider residents of informal settlements to be living there illegally, and often stigmatize them as ‘encroachers’ or ‘occupiers’.”
“Many residents of informal settlements lack security of tenure, one of the cornerstones of the right to adequate housing”, the report says, adding, “Forced evictions, displacement and demolitions are not uncommon practices, used by the central Government in some states to advance the economic development agenda of the country.”
The report regrets, “National data on the number of households evicted each year is not collected by either level of government”, though adding, “Information collected by civil society suggests that recourse to eviction is extensive, showing that between 2010 and 2015, close to 250,000 people in urban areas were forcibly evicted from their homes.”
---
Download full report HERE

Comments

TRENDING

Academics urge Azim Premji University to drop FIR against Student Reading Circle

  By A Representative   A group of academics and civil society members has issued an open letter to the leadership of Azim Premji University expressing concern over the filing of a police complaint that led to an FIR against a student-run reading circle following a recent incident of violence on campus. The signatories state that they hold the university in high regard for its commitment to constitutional values, critical inquiry and ethical public engagement, and argue that it is precisely because of this reputation that the present development is troubling.

'Policy long overdue': Coalition of 29 experts tells JP Nadda to act on SC warning label order

By A Representative   In a significant development for public health, the Supreme Court of India has directed the Food Safety and Standards Authority of India (FSSAI) to seriously consider implementing mandatory front-of-pack warning labels on pre-packaged food products. The order, passed by a bench of Justices J.B. Pardiwala and K.V. Viswanathan on February 10, 2026, comes as the Court expressed dissatisfaction with the regulatory body's progress on the issue.

When tourism meets tribal law: The Vanajangi dispute in Andhra Pradesh

By Palla Trinadha Rao   A writ petition presently before the High Court of Andhra Pradesh has brought into focus an increasingly important question in the governance of tribal regions: can eco-tourism projects in Scheduled Areas be implemented without the consent of the Gram Sabha? The case concerns the establishment of a Community Based Eco-Tourism centre at Vanajangi village in Paderu Mandal of Alluri Sitarama Raju District, a region located within the Scheduled Areas of Andhra Pradesh. 

Was Netaji forced to alter face, die in obscurity in USSR in 1975? Was he so meek?

  By Rajiv Shah   This should sound almost hilarious. Not only did Subhas Chandra Bose not die in a plane crash in Taipei, nor was he the mysterious Gumnami Baba who reportedly passed away on 16 September 1985 in Ayodhya, but we are now told that he actually died in 1975—date unknown—“in oblivion” somewhere in the former Soviet Union. Which city? Moscow? No one seems to know.

UAPA action against Telangana activist: Criminalising legitimate democratic activity?

By A Representative   The National Investigation Agency's Hyderabad branch has issued notices to more than ten individuals in Telangana in connection with FIR No. RC-04/2025. Those served include activists, former student leaders, civil rights advocates, poets, writers, retired schoolteachers, and local leaders associated with the Communist Party of India (CPI) and the Indian National Congress. 

The ultimate all-time ODI XI: A personal selection of icons across eras

By Harsh Thakor* This is my all-time best XI chosen for ODI (One Day International) cricket:  1. Adam Gilchrist (W) – The absolute master blaster who could create the impact of exploding gunpowder with his electrifying strokeplay. No batsman was more intimidating in his era. Often his knocks decided the fate of games as though the result were premeditated. He escalated batting strike rates to surreal realms.

India’s green energy push faces talent crunch amidst record growth at 16% CAGR

By Jag Jivan*  A new study by a top consulting firm has found that India’s cleantech sector is entering a decisive growth phase, with strong policy backing, record capacity additions and surging investor interest, but facing mounting pressure on talent supply and rising compensation costs .

Aligning too closely with U.S., allies, India’s silence on IRIS Dena raises troubling questions

By Vidya Bhushan Rawat*  The reported sinking of the Iranian ship IRIS Dena in the Indian Ocean near Sri Lanka raises troubling questions about international norms and the credibility of the so-called rule-based order. If indeed the vessel was attacked by the American Navy while returning from a joint exercise in Visakhapatnam, it would represent a serious breach of trust and a violation of the principles that govern such cooperative engagements. Warships participating in these exercises are generally not armed for combat; they are meant to symbolize solidarity and friendship. The incident, therefore, is not only shocking but also deeply ironic.

India’s foreign policy at crossroads: Cost of silence in the face of aggression

By Venkatesh Narayanan, Sandeep Pandey  The widely anticipated yet unprovoked attack on Iran on March 1 by the United States and Israel has drawn sharp criticism from several quarters around the world. Reports indicate that the strikes have resulted in significant civilian casualties, including 165 elementary school girls, 20 female volleyball players, and many other civilians.