Skip to main content

Prime Minister's 'affordable' housing policy fails to help Gujarat slum dwellers: Study

By Rajiv Shah  

A new study on the implementation of one of the major policy initiatives for the urban poor by the Narendra Modi government after it came to power, Pradhan Mantri Awas Yojana (PMAY), has said that in Gujarat, which happens to be the Prime Minister’s home state, has quoted state officials as “confirming” that no progress towards tenure regularization, a key requirement for providing housing to the state’s slum dwellers.
Stating that this particularly true of smaller town, the study, carried out by the non-profit Homes in the City (HIC), which is based in Bhuj, district headquarter of Kutch that saw a devastating earthquake in 2001, says, the failure to provide affordable housing is there despite the fact that there has been “significant demand” in all the 83 out of 153 Gujarat municipalities studied by experts involved in the study.
According to the study, out f a total of 1.41 lakh demands for housing under the Beneficiary Led Construction (BLC) category, 94,232 (66.7%) as of September 2021 came from the slum areas, while rest were from the non-slum areas. Of the four categories allowed under PMAY, BLC was found to be the most attractive. The other three schemes were -- Credit Linked Subsidy Scheme (CLSS), In Situ Slum Rehabilitation (ISSR) and Affordable Housing in Partnership (AHP). All the schemes involved Central and state government subsidies.
The study, titled “PMAY and Housing For All in Small and Medium Size Towns of Gujarat”, examines implementation of PMAY in 1534 slums in 83 municipalities, out of which number of “tenable” slums are 1274 (83%), while the rest are “untenable”. The total number of households in these slums in Gujarat is 2,16,351, out of 90.7% are found to be eligible for benefit under the Government of India scheme.
Those involved in the study included Prof Amita Bhide, School of Habitat Studies, Tata Institute of Social Sciences (TISS), Mumbai; Ravi Sannabhadti, faculty, Planning and Public Policy, CEPT University, Ahmedabad; and Shehnaz Ansari, who is with the advocacy group Human Development and Research Centre (HDRC), Ahmedabad.
Launched in 2015 in order to provide “housing for all” by 2022, PMAY, a supply side intervention, focused on increasing formal housing supply through construction of more houses either by the public or the private sector. The study believes, while a lot of work on housing has been done under PMAY, “most of it has been implemented for the non-slum areas”, not just in Gujarat but across India. It insists, “So far PMAY has failed to meet the needs of slum dwellers.”
Based on the data provided by the Affordable Housing Mission (AHM), as of September 2021, the study states, “None of the planned targets for slums in small and medium size towns was met”, which highlights “the failure of PMAY schemes for small and medium size towns.” Thus, under the BLC component of PMAY “has not been able to provide houses to slum dwellers in small cities due to non-ownership of land with slum dwellers”. Thus, as of September 2021, “only 522 houses were constructed in small and medium size towns” in this category.
None of the planned targets for slums in small and medium size towns was met, which highlights failure of PMAY
The study of Gujarat urban areas suggests that major issues related to accessing PMAY in small towns under the BLC scheme were -- potential beneficiaries in slums dud not hold land rights, and there was inadequate gap funding, and the beneficiaries could not fund the remaining amount by themselves. As for other categories, CLSS, ISSR and AHP, the hurdles included low initiative shown in developing project reports, and unwillingness of local administration for in situ development.
The study says, during the stakeholder consultation small town participants insisted that the scheme for them was “financially unviable”, In fact, the residents appeared unwilling “to move to apartment style housing”. This apart, there was lack of consultation with slum dwellers, and low expertise and low priority in undertaking up housing schemes.
The study finds slum dwellers citing ownership issues in houses built under earlier schemes like the Basic Services to the Urban Poor (BSUP) of the erstwhile Jawaharlal Nehru National Urban Renewal Mission (JNNURM). Those who received houses under BSUP “have still not got the proper title to the houses”. Then, residents were not willing to move to a location that was far away from their existing place of stay and work – which was found particularly in Porbandar.
The study believes, the current framework for land rights in Gujarat is also a major hurdle. Thus, “Many of the slums in small towns in Gujarat are built on public lands. This can be government waste land or gauchar (grazing) land in many cases”. It says, “Presently there is no comprehensive law in which land rights can be given”, and the present government resolution (GR) for “is not suited from the point of view of resolving the key issue.”
The study recommends, the Odisha model, with few modifications, could be adopted. The land rights should be awarded individually but after residents form a cooperative society, and the land rights should be “heritable, mortgageable and transferable (after a minimum period)”. This could be come after a “thorough survey of the slums, using extensive ground truthing” and come up with a layout of highly irregular settlements where necessary, it adds.
This apart, the study suggests, land up to 35 sq metres “should be given free of cost”, while beyond that “value as per jantri should be charged.” To regulate this, “a facilitation agency should be involved in the process to make sure that the beneficiaries participate and follow all the instructions and the process which is laid out by the government.” To start with a pilot project “could be conducted in one district and implemented through a GR.”

Comments

Maya Valecha said…
Some voluntary organisation working to policies or schemes is needed.
When I worked for @ 4 years each in Baroda and Surat, we could establish a rule that no slum would be demolished without giving house in JNNURM. All these land rights etc are just not required if people really fight.
Continuous rallies and all kinds of pressures were exercised. Sometimes when I think of it, we did crazy things literally.
But all success in both cities.
We don't have enough dedicated people to work like that.
All from who started together from PUCL left in 6 months!

TRENDING

Dalit woman student’s death sparks allegations of institutional neglect in Himachal college

By A Representative   A Dalit rights organisation has alleged severe caste- and gender-based institutional violence leading to the death of a 19-year-old Dalit woman student at Government Degree College, Dharamshala, Himachal Pradesh, and has demanded arrests, resignations, and an independent inquiry into the case.

From colonial mercantilism to Hindutva: New book on the making of power in Gujarat

By Rajiv Shah  Professor Ghanshyam Shah ’s latest book, “ Caste-Class Hegemony and State Power: A Study of Gujarat Politics ”, published by Routledge , is penned by one of Gujarat ’s most respected chroniclers, drawing on decades of fieldwork in the state. It seeks to dissect how caste and class factors overlap to perpetuate the hegemony of upper strata in an ostensibly democratic polity. The book probes the dominance of two main political parties in Gujarat—the Indian National Congress and the BJP—arguing that both have sustained capitalist growth while reinforcing Brahmanic hierarchies.

From protest to proof: Why civil society must rethink environmental resistance

By Shankar Sharma*  As concerned environmentalists and informed citizens, many of us share deep unease about the way environmental governance in our country is being managed—or mismanaged. Our complaints range across sectors and regions, and most of them are legitimate. Yet a hard question confronts us: are complaints, by themselves, effective? Experience suggests they are not.

Kolkata event marks 100 years since first Communist conference in India

By Harsh Thakor*   A public assembly was held in Kolkata on December 24, 2025, to mark the centenary of the First Communist Conference in India , originally convened in Kanpur from December 26 to 28, 1925. The programme was organised by CPI (ML) New Democracy at Subodh Mallik Square on Lenin Sarani. According to the organisers, around 2,000 people attended the assembly.

Urgent need to study cause of large number of natural deaths in Gulf countries

By Venkatesh Nayak* According to data tabled in Parliament in April 2018, there are 87.76 lakh (8.77 million) Indians in six Gulf countries, namely Bahrain, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates (UAE). While replying to an Unstarred Question (#6091) raised in the Lok Sabha, the Union Minister of State for External Affairs said, during the first half of this financial year alone (between April-September 2018), blue-collared Indian workers in these countries had remitted USD 33.47 Billion back home. Not much is known about the human cost of such earnings which swell up the country’s forex reserves quietly. My recent RTI intervention and research of proceedings in Parliament has revealed that between 2012 and mid-2018 more than 24,570 Indian Workers died in these Gulf countries. This works out to an average of more than 10 deaths per day. For every US$ 1 Billion they remitted to India during the same period there were at least 117 deaths of Indian Workers in Gulf ...

Celebrating 125 yr old legacy of healthcare work of missionaries

Vilas Shende, director, Mure Memorial Hospital By Moin Qazi* Central India has been one of the most fertile belts for several unique experiments undertaken by missionaries in the field of education and healthcare. The result is a network of several well-known schools, colleges and hospitals that have woven themselves into the social landscape of the region. They have also become a byword for quality and affordable services delivered to all sections of the society. These institutions are characterised by committed and compassionate staff driven by the selfless pursuit of improving the well-being of society. This is the reason why the region has nursed and nurtured so many eminent people who occupy high positions in varied fields across the country as well as beyond. One of the fruits of this legacy is a more than century old iconic hospital that nestles in the heart of Nagpur city. Named as Mure Memorial Hospital after a British warrior who lost his life in a war while defending his cou...

The architect of Congolese liberation: The life and legacy of Patrice Lumumba

By Harsh Thakor*  Patrice Émery Lumumba remains a central figure in the history of African decolonization, serving as the first Prime Minister of the independent Republic of the Congo. Born on July 2, 1925, Lumumba emerged as a radical anti-colonial leader who sought to unify a nation fractured by decades of Belgian rule. His tenure, however, lasted less than seven months before his dismissal and subsequent assassination on January 17, 1961.

History, culture and literature of Fatehpur, UP, from where Maulana Hasrat Mohani hailed

By Vidya Bhushan Rawat*  Maulana Hasrat Mohani was a member of the Constituent Assembly and an extremely important leader of our freedom movement. Born in Unnao district of Uttar Pradesh, Hasrat Mohani's relationship with nearby district of Fatehpur is interesting and not explored much by biographers and historians. Dr Mohammad Ismail Azad Fatehpuri has written a book on Maulana Hasrat Mohani and Fatehpur. The book is in Urdu.  He has just come out with another important book, 'Hindi kee Pratham Rachna: Chandayan' authored by Mulla Daud Dalmai.' During my recent visit to Fatehpur town, I had an opportunity to meet Dr Mohammad Ismail Azad Fatehpuri and recorded a conversation with him on issues of history, culture and literature of Fatehpur. Sharing this conversation here with you. Kindly click this link. --- *Human rights defender. Facebook https://www.facebook.com/vbrawat , X @freetohumanity, Skype @vbrawat

Towards long-term destabilization in South America's northern half: Attack on Venezuela

By Taroa Zúñiga, Vijay Prashad   A little after 2am, Venezuela time, on 3 January 2026, in violation of Article 2 of the United Nations Charter, the United States began an attack on several sites in the country, including Caracas, the capital. Residents awoke to loud noises and flashes, as well as large helicopters in the sky. Videos began to appear on social media, but without much context. Confusion and rumor flooded social media.