Skip to main content

Prime Minister's 'affordable' housing policy fails to help Gujarat slum dwellers: Study

By Rajiv Shah  

A new study on the implementation of one of the major policy initiatives for the urban poor by the Narendra Modi government after it came to power, Pradhan Mantri Awas Yojana (PMAY), has said that in Gujarat, which happens to be the Prime Minister’s home state, has quoted state officials as “confirming” that no progress towards tenure regularization, a key requirement for providing housing to the state’s slum dwellers.
Stating that this particularly true of smaller town, the study, carried out by the non-profit Homes in the City (HIC), which is based in Bhuj, district headquarter of Kutch that saw a devastating earthquake in 2001, says, the failure to provide affordable housing is there despite the fact that there has been “significant demand” in all the 83 out of 153 Gujarat municipalities studied by experts involved in the study.
According to the study, out f a total of 1.41 lakh demands for housing under the Beneficiary Led Construction (BLC) category, 94,232 (66.7%) as of September 2021 came from the slum areas, while rest were from the non-slum areas. Of the four categories allowed under PMAY, BLC was found to be the most attractive. The other three schemes were -- Credit Linked Subsidy Scheme (CLSS), In Situ Slum Rehabilitation (ISSR) and Affordable Housing in Partnership (AHP). All the schemes involved Central and state government subsidies.
The study, titled “PMAY and Housing For All in Small and Medium Size Towns of Gujarat”, examines implementation of PMAY in 1534 slums in 83 municipalities, out of which number of “tenable” slums are 1274 (83%), while the rest are “untenable”. The total number of households in these slums in Gujarat is 2,16,351, out of 90.7% are found to be eligible for benefit under the Government of India scheme.
Those involved in the study included Prof Amita Bhide, School of Habitat Studies, Tata Institute of Social Sciences (TISS), Mumbai; Ravi Sannabhadti, faculty, Planning and Public Policy, CEPT University, Ahmedabad; and Shehnaz Ansari, who is with the advocacy group Human Development and Research Centre (HDRC), Ahmedabad.
Launched in 2015 in order to provide “housing for all” by 2022, PMAY, a supply side intervention, focused on increasing formal housing supply through construction of more houses either by the public or the private sector. The study believes, while a lot of work on housing has been done under PMAY, “most of it has been implemented for the non-slum areas”, not just in Gujarat but across India. It insists, “So far PMAY has failed to meet the needs of slum dwellers.”
Based on the data provided by the Affordable Housing Mission (AHM), as of September 2021, the study states, “None of the planned targets for slums in small and medium size towns was met”, which highlights “the failure of PMAY schemes for small and medium size towns.” Thus, under the BLC component of PMAY “has not been able to provide houses to slum dwellers in small cities due to non-ownership of land with slum dwellers”. Thus, as of September 2021, “only 522 houses were constructed in small and medium size towns” in this category.
None of the planned targets for slums in small and medium size towns was met, which highlights failure of PMAY
The study of Gujarat urban areas suggests that major issues related to accessing PMAY in small towns under the BLC scheme were -- potential beneficiaries in slums dud not hold land rights, and there was inadequate gap funding, and the beneficiaries could not fund the remaining amount by themselves. As for other categories, CLSS, ISSR and AHP, the hurdles included low initiative shown in developing project reports, and unwillingness of local administration for in situ development.
The study says, during the stakeholder consultation small town participants insisted that the scheme for them was “financially unviable”, In fact, the residents appeared unwilling “to move to apartment style housing”. This apart, there was lack of consultation with slum dwellers, and low expertise and low priority in undertaking up housing schemes.
The study finds slum dwellers citing ownership issues in houses built under earlier schemes like the Basic Services to the Urban Poor (BSUP) of the erstwhile Jawaharlal Nehru National Urban Renewal Mission (JNNURM). Those who received houses under BSUP “have still not got the proper title to the houses”. Then, residents were not willing to move to a location that was far away from their existing place of stay and work – which was found particularly in Porbandar.
The study believes, the current framework for land rights in Gujarat is also a major hurdle. Thus, “Many of the slums in small towns in Gujarat are built on public lands. This can be government waste land or gauchar (grazing) land in many cases”. It says, “Presently there is no comprehensive law in which land rights can be given”, and the present government resolution (GR) for “is not suited from the point of view of resolving the key issue.”
The study recommends, the Odisha model, with few modifications, could be adopted. The land rights should be awarded individually but after residents form a cooperative society, and the land rights should be “heritable, mortgageable and transferable (after a minimum period)”. This could be come after a “thorough survey of the slums, using extensive ground truthing” and come up with a layout of highly irregular settlements where necessary, it adds.
This apart, the study suggests, land up to 35 sq metres “should be given free of cost”, while beyond that “value as per jantri should be charged.” To regulate this, “a facilitation agency should be involved in the process to make sure that the beneficiaries participate and follow all the instructions and the process which is laid out by the government.” To start with a pilot project “could be conducted in one district and implemented through a GR.”

Comments

Maya Valecha said…
Some voluntary organisation working to policies or schemes is needed.
When I worked for @ 4 years each in Baroda and Surat, we could establish a rule that no slum would be demolished without giving house in JNNURM. All these land rights etc are just not required if people really fight.
Continuous rallies and all kinds of pressures were exercised. Sometimes when I think of it, we did crazy things literally.
But all success in both cities.
We don't have enough dedicated people to work like that.
All from who started together from PUCL left in 6 months!

TRENDING

Manufacturing, services: India's low-skill, middle-skill labour remains underemployed

By Francis Kuriakose* The Indian economy was in a state of deceleration well before Covid-19 made its impact in early 2020. This can be inferred from the declining trends of four important macroeconomic variables that indicate the health of the economy in the last quarter of 2019.

Why Indo-Pak relations have been on 'knife’s edge' , hostilities may remain for long

By Utkarsh Bajpai*  The past few decades have seen strides being made in all aspects of life – from sticks and stones to weaponry. The extreme case of this phenomenon has been nuclear weapons. The menace caused by nuclear weapons in the past is unforgettable. Images of Hiroshima and Nagasaki from 1945 come to mind, after the United States dropped two atomic bombs on the cities.

Civil society flags widespread violations of land acquisition Act before Parliamentary panel

By Jag Jivan   Civil society organisations and stakeholders from across India have presented stark evidence before the Parliamentary Standing Committee on Rural Development and Panchayati Raj , alleging systemic violations of the Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement (RFCTLARR) Act, 2013 , particularly in Scheduled Areas and tribal regions.

Food security? Gujarat govt puts more than 5 lakh ration cards in the 'silent' category

By Pankti Jog* A new statistical report uploaded by the Gujarat government on the national food security portal shows that ensuring food security for the marginalized community is still not a priority of the state. The statistical report, uploaded on December 24, highlights many weaknesses in implementing the National Food Security Act (NFSA) in state.

Incarceration of Prof Saibaba 'revives' the question: What is crime, who is criminal?

By Kunal Pant* In 2016, a Supreme Court Judge asked the state of Maharashtra, “Do you want to extract a pound of flesh?” The statement was directed against the state for contesting the bail plea of Delhi University Professor GN Saibaba. Saibaba was arrested in 2014, a justification for which was to prevent him from committing what the police called “anti-national activities.”

The soundtrack of resistance: How 'Sada Sada Ya Nabi' is fueling the Iran war

​ By Syed Ali Mujtaba*  ​The Persian track “ Sada Sada Ya Nabi ye ” by Hossein Sotoodeh has taken the world by storm. This viral media has cut across linguistic barriers to achieve cult status, reaching over 10 million views. The electrifying music and passionate rendition by the Iranian singer have resonated across the globe, particularly as the high-intensity military conflict involving Iran entered its second month in March 2026.

Concentration of wealth in India at levels 'comparable to colonial times', says new report

By Jag Jivan  A new report published in March 2026 by the Centre for Financial Accountability and the Tax The Top campaign paints a stark picture of deepening economic disparity in India, documenting a concentration of wealth that it argues is “comparable to colonial times.” Titled Wealth Tracker India | Tax the Top. Close the Gap , the compilation presents data from the World Inequality Database and the Hurun Rich List to illustrate the meteoric rise of the ultra-wealthy alongside the stagnation and debt burdens of the majority.

Protesters in UK cities voice concerns over alleged developments in Bastar region

By A Representative   Demonstrations were held across several cities in the United Kingdom on March 28, as groups and activists gathered to protest what they described as state actions in India under the reported “Operation Kagar.”

Beneath the stone: Revisiting the New Jersey mandir controversy

By Rajiv Shah  A recent report published in the British media outlet The Guardian , titled “Workers carved the largest modern Hindu temple in the west. Now, some have incurable lung disease,” took me back to my visits to the New Jersey mandir —first in 2022, when it was still under construction, though parts of it were open to visitors, and again in 2024, after its completion.